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Este libro es especial. Contiene una selección de escritos y conferencias del autor sobre la banca, dirigidos a muy diversos públicos y que son de vigencia permanente. Su primera edición ha sido publicada recientemente en Estados Unidos y en China. La panoplia de escritos contenidos en este compendio proporciona una visión ortodoxa y crítica de la profesión bancaria, y también un manual de recomendaciones sobre lo que no hay que hacer y lo que debe hacerse en la gestión de entidades financieras y de su tutela. Una especie de libro rojo sobre la buena y mala praxis de la profesión de banquero, sobre la naturaleza de ese negocio, tan viejo como el comercio, sencillo en su definición, pero que puede complicarse gravemente en la realidad. Unos textos que interesan a los políticos y legisladores que toman decisiones sobre el sector financiero, sometidos a la tensión de la urgencia de la crisis y muchas veces prisioneros de algunas leyendas mal fundadas. Si han leído este libro estarán vacunados contra esas leyendas peligrosas. Esta segunda edición incorpora tres textos nuevos. Especialmente interesante es el informe presentado por el autor ante la comisión del Congreso que analizó la crisis financiera de 2007. El repaso crítico de lo ocurrido y de las medidas tomadas para hacer frente a la crisis evidencia con un caso real y práctico que las lecciones sobre la gestión bancaria contenidas en este libro son válidas; precisamente por olvidarlas e incumplirlas pasó lo que pasó. Aristóbulo de Juan ha acumulado durante más de medio siglo una experiencia práctica adquirida a lo largo de su trabajo en más de treinta países y tras pasar muchos avatares y responsabilidades. A esa rica experiencia ha añadido reflexión para establecer conclusiones fundadas, más allá de los sucedidos. Esas conclusiones componen un manual que advierte sobre cómo evitar y afrontar la insolvencia y las crisis bancarias, fenómenos inevitablemente recurrentes, porque forman parte de «la naturaleza de las cosas» que no son inexorables.